How Can I Get Car Financing with a Bad Credit Score?

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Many Woodway and Hewitt drivers may think to themselves, “Can you finance a car with bad credit?” Douglass Nissan of Waco believes that a less-than-stellar credit score shouldn’t hold you back from finding the vehicle that meets your needs and gets you to where you need to go. Learn about how to get a car with bad credit as well as how you can improve your credit score over time with the experts at Douglass Nissan of Waco!

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How Can You Finance a Car with Bad Credit?

If you have bad credit, finance a vehicle at Douglass Nissan of Waco! Even if your credit is not the best, one of the first things you should do is apply for financing online and get pre-approved for your loan. This is a fairly simple process, and once you have been approved, you can make your way over to Douglass Nissan of Waco where we’ll help you set up a payment plan that fits your needs.

Steps for How to Get a Car with Bad Credit

Once you have been pre-approved for your car loan, follow these steps to ensure your finances are in order and help you figure out how much you can pay each month:

  1. Figure out exactly how much money you can pay on a monthly basis for a car.
  2. If you can, be sure to make a big down payment to decrease monthly payment cost.
  3. Do your best to improve your credit score before you apply for a loan.
  4. Only get a car that you need, not exactly the one that you want, because then you could end up paying more than you can afford.
  5. Ask a lot of questions!

Improve Your Credit Score Month-to-Month

Even if you have bad credit, finance options at Douglass Nissan of Waco can not only get you behind the wheel of the Nissan you’re looking for but also help you improve your credit score at the same time. Once you take out a car loan, if you can make your monthly payments on time, your credit score will rise again. This is useful when you decide to finance your next vehicle for a lower interest rate as well as ensuring you can get approved for additional loans or credit cards.

Finance Your Next Vehicle at Douglass Nissan of Waco

After learning about how you how to get a car with bad credit, stop by Douglass Nissan of Waco to get a look at our new, used, and certified pre-owned vehicles in person. Learn more about auto financing then turn to our dedicated finance department if you have any questions. Contact us today to get the car buying process started, or to schedule a test drive near Robinson and West!

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